/* latin-ext */
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/fonts/dm-sans-latin-ext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/fonts/dm-sans-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* latin-ext */
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/fonts/dm-sans-latin-ext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/fonts/dm-sans-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* latin-ext */
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/fonts/dm-sans-latin-ext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/fonts/dm-sans-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* latin-ext */
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/fonts/dm-sans-latin-ext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/fonts/dm-sans-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* latin-ext */
@font-face {
  font-family: 'Sora';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/fonts/sora-latin-ext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'Sora';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/fonts/sora-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* latin-ext */
@font-face {
  font-family: 'Sora';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(/fonts/sora-latin-ext.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'Sora';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(/fonts/sora-latin.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

/* Shared base styles - Design tokens, resets, header, nav, footer, disclaimer, responsive */
:root{--navy:#0d2b6b;--navy-d:#071a45;--navy-l:#1a4fa0;--orange:#f47c20;--orange-d:#d9660e;--orange-l:#fff4ec;--orange-m:#fde8d4;--gold:#f9a825;--white:#ffffff;--offwhite:#f7f9ff;--surface:#eef3ff;--text:#111827;--muted:#5c6b8a;--border:#d8e4f7;--success:#0c6e46;--success-l:#e6f4ee;--r6:6px;--r10:10px;--r14:14px;--r20:20px;--shadow-sm:0 2px 12px rgba(13,43,107,.08);--shadow-md:0 6px 32px rgba(13,43,107,.12);--shadow-lg:0 16px 56px rgba(13,43,107,.18)}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:hidden}
body{font-family:'DM Sans',sans-serif;color:var(--text);background:var(--white);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,h5{font-family:'Sora',sans-serif;line-height:1.2;font-weight:700}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto;display:block}
button{font-family:'DM Sans',sans-serif;cursor:pointer}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.topbar{background:var(--navy-d);padding:7px 24px;font-size:.75rem;color:rgba(255,255,255,.75);display:flex;align-items:center;justify-content:space-between;gap:16px}
.topbar>span:first-child{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;min-width:0}
.topbar a{color:var(--orange);font-weight:600}
.not-gov{background:rgba(249,168,37,.15);border:1px solid rgba(249,168,37,.3);color:#ffd54f;font-size:.66rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:2px 9px;border-radius:4px;flex-shrink:0;white-space:nowrap}
header{background:#fff;position:sticky;top:0;z-index:500;border-bottom:1px solid var(--border);box-shadow:var(--shadow-sm)}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:11px 24px;max-width:1200px;margin:0 auto}
.site-logo{display:flex;align-items:center;gap:0;text-decoration:none;flex-shrink:0}
nav{display:flex;align-items:center;gap:0}
.nav-link{font-size:.855rem;font-weight:600;color:var(--text);padding:7px 13px;border-radius:var(--r6);transition:background .15s,color .15s;white-space:nowrap}
.nav-link:hover,.nav-link.active{background:var(--surface);color:var(--navy)}
.nav-apply{background:var(--orange);color:#fff!important;padding:8px 18px;border-radius:var(--r6);margin-left:8px;font-weight:700;transition:background .15s,transform .1s}
.nav-apply:hover{background:var(--orange-d);transform:translateY(-1px)}
.hbg-btn{display:none;background:none;border:1.5px solid var(--border);padding:9px 11px;border-radius:var(--r6);gap:4px;flex-direction:column;align-items:center;justify-content:center;width:44px;height:44px}
.hbg-btn span{display:block;width:16px;height:2px;background:var(--navy);border-radius:2px;transition:.3s}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:.78rem;color:rgba(255,255,255,.55);margin-bottom:18px}
.breadcrumb a{color:rgba(255,255,255,.65);transition:color .15s}
.breadcrumb a:hover{color:var(--orange)}
.breadcrumb span{color:rgba(255,255,255,.35)}
.disc{background:linear-gradient(135deg,#071a45 0%,#0d2b6b 100%);color:rgba(255,255,255,.88);padding:40px 24px;margin-top:0}
.disc-inner{max-width:1200px;margin:0 auto}
.disc-head{display:flex;align-items:center;gap:10px;margin-bottom:18px}
.disc-head h3{font-size:.95rem;color:#fff;text-transform:uppercase;letter-spacing:.06em}
.disc-badges{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:22px}
.disc-badge{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:var(--r10);padding:12px 14px;text-align:center}
.disc-badge .db-icon{font-size:1.3rem;margin-bottom:6px}
.disc-badge .db-txt{font-size:.72rem;color:rgba(255,255,255,.75);line-height:1.4}
.disc-text-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 32px}
.disc-text ul{list-style:none;padding:0;display:flex;flex-direction:column;gap:9px}
.disc-text ul li{display:flex;align-items:baseline;gap:8px;font-size:.8rem;color:rgba(255,255,255,.72);line-height:1.6}
.disc-text ul li svg{flex-shrink:0;margin-top:2px;color:var(--orange)}
footer{background:var(--navy-d);color:rgba(255,255,255,.75);padding:52px 24px 0}
.ft-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.08)}
.ft-brand p{font-size:.82rem;line-height:1.75;margin-top:14px;color:rgba(255,255,255,.55)}
.ft-swachh{margin-top:18px}
.ft-col .ft-title{font-family:'Sora',sans-serif;font-size:.82rem;font-weight:700;color:#fff;text-transform:uppercase;letter-spacing:.06em;margin-bottom:14px}
.ft-col a{display:block;font-size:.82rem;color:rgba(255,255,255,.55);margin-bottom:10px;padding:2px 0;transition:color .15s}
.ft-col a:hover{color:var(--orange)}
.ft-contact p{display:flex;align-items:center;gap:8px;font-size:.82rem;margin-bottom:9px}
.ft-contact svg{width:14px;height:14px;flex-shrink:0;color:var(--orange)}
.ft-contact a{color:rgba(255,255,255,.7);transition:color .15s}
.ft-contact a:hover{color:var(--orange)}
.ft-bottom{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:18px 0;font-size:.74rem;color:rgba(255,255,255,.35);flex-wrap:wrap;gap:10px}
.ft-bottom a{color:rgba(255,255,255,.4);margin-left:16px;transition:color .15s}
.ft-bottom a:hover{color:var(--orange)}
@media(max-width:640px){.topbar{display:none}.hbg-btn{display:flex}nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--border);padding:12px 16px;flex-direction:column;gap:2px;box-shadow:var(--shadow-md)}nav.open{display:flex}.nav-link{width:100%;border-radius:var(--r6);padding:12px 14px;font-size:.9rem}.nav-apply{margin-left:0;margin-top:4px;padding:12px 18px}.ft-grid{grid-template-columns:1fr}.ft-bottom{flex-direction:column;align-items:flex-start;gap:8px}.ft-bottom a{margin-left:0;margin-right:16px;padding:4px 0}.disc-badges{grid-template-columns:repeat(2,1fr)}.disc-text-grid{grid-template-columns:1fr}}
@media(max-width:900px){.disc-badges{grid-template-columns:repeat(2,1fr)}.disc-text-grid{grid-template-columns:1fr}.ft-grid{grid-template-columns:1fr 1fr;gap:32px}}

/* ── DESIGN TOKENS ─────────────────────────────────── */
:root{
  --navy:#0d2b6b;
  --navy-d:#071a45;
  --navy-l:#1a4fa0;
  --orange:#f47c20;
  --orange-d:#d9660e;
  --orange-l:#fff4ec;
  --orange-m:#fde8d4;
  --gold:#f9a825;
  --white:#ffffff;
  --offwhite:#f7f9ff;
  --surface:#eef3ff;
  --text:#111827;
  --muted:#5c6b8a;
  --border:#d8e4f7;
  --success:#0c6e46;
  --success-l:#e6f4ee;
  --r6:6px; --r10:10px; --r14:14px; --r20:20px;
  --shadow-sm:0 2px 12px rgba(13,43,107,.08);
  --shadow-md:0 6px 32px rgba(13,43,107,.12);
  --shadow-lg:0 16px 56px rgba(13,43,107,.18);
  --shadow-xl:0 28px 80px rgba(13,43,107,.24);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'DM Sans',sans-serif;color:var(--text);background:var(--white);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,h5{font-family:'Sora',sans-serif;line-height:1.2;font-weight:700}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto;display:block}
button{font-family:'DM Sans',sans-serif;cursor:pointer}

/* ── LAYOUT ─────────────────────────────────────────── */
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}

/* ── TOPBAR ─────────────────────────────────────────── */
.topbar{
  background:var(--navy-d);
  padding:7px 24px;
  font-size:.75rem;
  color:rgba(255,255,255,.75);
  display:flex;align-items:center;justify-content:space-between;gap:16px;
}
.topbar>span:first-child{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;min-width:0}
.topbar a{color:var(--orange);font-weight:600}
.not-gov{
  background:rgba(249,168,37,.15);
  border:1px solid rgba(249,168,37,.3);
  color:#ffd54f;
  font-size:.66rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;
  padding:2px 9px;border-radius:4px;
  flex-shrink:0;white-space:nowrap;
}

/* ── HEADER ─────────────────────────────────────────── */
header{
  background:#fff;
  position:sticky;top:0;z-index:500;
  border-bottom:1px solid var(--border);
  box-shadow:var(--shadow-sm);
}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:11px 24px;max-width:1200px;margin:0 auto}

/* INLINE SVG LOGO */
.site-logo{display:flex;align-items:center;gap:0;text-decoration:none;flex-shrink:0}
.logo-svg-wrap{display:block}

nav{display:flex;align-items:center;gap:0}
.nav-link{
  font-size:.855rem;font-weight:600;color:var(--text);
  padding:7px 13px;border-radius:var(--r6);
  transition:background .15s,color .15s;white-space:nowrap
}
.nav-link:hover,.nav-link.active{background:var(--surface);color:var(--navy)}
.nav-apply{
  background:var(--orange);color:#fff!important;
  padding:8px 18px;border-radius:var(--r6);margin-left:8px;
  font-weight:700;transition:background .15s,transform .1s
}
.nav-apply:hover{background:var(--orange-d);transform:translateY(-1px)}



.hbg-btn{
  display:none;background:none;border:1.5px solid var(--border);
  padding:7px 9px;border-radius:var(--r6);gap:4px;
  flex-direction:column;align-items:center;justify-content:center;width:40px;height:40px
}
.hbg-btn span{display:block;width:16px;height:2px;background:var(--navy);border-radius:2px;transition:.3s}

/* ── HERO ──────────────────────────────────────────── */
.hero{
  position:relative;overflow:hidden;
  background:linear-gradient(140deg,#071a45 0%,#0d2b6b 45%,#163fa3 100%);
  padding:60px 24px 52px;
}
/* decorative circles */
.hero::before,.hero::after{content:'';position:absolute;border-radius:50%;pointer-events:none}
.hero::before{width:600px;height:600px;background:radial-gradient(circle,rgba(244,124,32,.12) 0%,transparent 70%);top:-200px;right:-100px}
.hero::after{width:400px;height:400px;background:radial-gradient(circle,rgba(26,79,160,.4) 0%,transparent 70%);bottom:-150px;left:-80px}
.hero-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 448px;gap:52px;align-items:start;position:relative;z-index:1}

/* hero left */
.hero-badge{
  display:inline-flex;align-items:center;gap:8px;
  background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.18);
  border-radius:50px;padding:5px 14px 5px 10px;
  font-size:.74rem;font-weight:600;color:rgba(255,255,255,.88);
  margin-bottom:22px
}
.hero-badge .live{width:8px;height:8px;border-radius:50%;background:#4dffa0;flex-shrink:0;box-shadow:0 0 0 3px rgba(77,255,160,.2)}
.hero h1{
  font-size:clamp(2rem,3.8vw,3.1rem);
  color:#fff;font-weight:800;
  margin-bottom:18px;letter-spacing:-.025em;line-height:1.18
}
.hero h1 .accent{color:var(--orange)}
.hero-desc{
  font-size:1.07rem;color:rgba(255,255,255,.8);
  max-width:520px;margin-bottom:30px;line-height:1.75
}
.hero-desc strong{color:#fff}

/* Trust chips */
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:34px}
.chip{
  display:flex;align-items:center;gap:6px;
  background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.18);
  border-radius:50px;padding:5px 13px;
  font-size:.755rem;font-weight:500;color:rgba(255,255,255,.9)
}
.chip svg{width:13px;height:13px;color:var(--orange);flex-shrink:0}

/* CTA buttons */
.hero-btns{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:38px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:none;border-radius:var(--r10);font-family:'DM Sans',sans-serif;font-weight:700;cursor:pointer;transition:.2s}
.btn-primary{background:var(--orange);color:#fff;padding:14px 28px;font-size:1rem}
.btn-primary:hover{background:var(--orange-d);transform:translateY(-2px);box-shadow:0 8px 24px rgba(244,124,32,.4)}
.btn-ghost{background:rgba(255,255,255,.1);color:#fff;border:1.5px solid rgba(255,255,255,.35);padding:13px 26px;font-size:1rem}
.btn-ghost:hover{background:rgba(255,255,255,.18);border-color:rgba(255,255,255,.7)}

/* KPI grid */
.kpi-row{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.kpi-box{
  background:rgba(255,255,255,.07);
  border:1px solid rgba(255,255,255,.13);
  border-radius:var(--r14);
  padding:16px 12px;text-align:center;
  backdrop-filter:blur(12px)
}
.kpi-box .kval{
  display:block;font-family:'Sora',sans-serif;
  font-size:1.75rem;font-weight:800;
  color:var(--orange);line-height:1;margin-bottom:5px
}
.kpi-box .klbl{font-size:.68rem;color:rgba(255,255,255,.58);font-weight:500}

/* ── FORM CARD ────────────────────────────────────── */
.form-card{
  background:#fff;border-radius:var(--r20);
  box-shadow:var(--shadow-xl);overflow:hidden;
  position:sticky;top:80px;
}
.fcard-head{
  background:linear-gradient(135deg,var(--orange) 0%,#e0650c 100%);
  padding:20px 24px 18px;text-align:center
}
.fcard-head h2{
  font-family:'Sora',sans-serif;
  color:#fff;font-size:1.07rem;font-weight:800;margin-bottom:4px
}
.fcard-head p{font-size:.74rem;color:rgba(255,255,255,.85)}
.fcard-secure{
  display:flex;align-items:center;justify-content:center;gap:6px;
  margin-top:10px;background:rgba(255,255,255,.15);
  border-radius:50px;padding:4px 12px;font-size:.68rem;font-weight:600;color:#fff
}
.fcard-secure svg{width:12px;height:12px}

/* Step progress bar */
.step-bar{display:flex;background:#f1f5fd;border-bottom:1px solid var(--border)}
.sb{
  flex:1;padding:9px 6px 8px;text-align:center;
  font-size:.68rem;font-weight:700;color:var(--muted);
  cursor:pointer;border-bottom:2.5px solid transparent;transition:.2s
}
.sb-num{
  display:inline-flex;align-items:center;justify-content:center;
  width:19px;height:19px;border-radius:50%;
  background:var(--border);color:var(--muted);font-size:.62rem;
  margin-bottom:3px;transition:.2s;font-weight:700
}
.sb.active{color:var(--navy);border-color:var(--navy);background:#fff}
.sb.active .sb-num{background:var(--navy);color:#fff}
.sb.done{color:var(--success);border-color:var(--success);background:#fff}
.sb.done .sb-num{background:var(--success);color:#fff}

/* Form fields */
.fbody{padding:20px 22px 16px}
.fpanel{display:none}.fpanel.show{display:block}
.field{margin-bottom:13px}
.field label{display:block;font-size:.73rem;font-weight:700;color:var(--text);margin-bottom:5px;letter-spacing:.01em}
.req{color:var(--orange)}
.field input,.field select,.field textarea{
  width:100%;border:1.5px solid var(--border);border-radius:var(--r10);
  padding:10px 13px;font-size:.875rem;font-family:'DM Sans',sans-serif;
  color:var(--text);background:#fff;transition:.18s;outline:none;
  -webkit-appearance:none;appearance:none
}
.field input:focus,.field select:focus,.field textarea:focus{
  border-color:var(--navy-l);box-shadow:0 0 0 3px rgba(13,43,107,.1)
}
.field input::placeholder{color:#b5bece}
.field textarea{resize:vertical;min-height:58px;line-height:1.5}
.half{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.fnote{font-size:.67rem;color:var(--muted);margin-top:4px}
.fcta{
  width:100%;background:var(--orange);color:#fff;border:none;
  border-radius:var(--r10);padding:13px;
  font-family:'Sora',sans-serif;font-size:.97rem;font-weight:700;
  display:flex;align-items:center;justify-content:center;gap:8px;transition:.2s
}
.fcta:hover{background:var(--orange-d);transform:translateY(-1px)}
.fback{
  width:100%;background:none;border:1.5px solid var(--border);
  border-radius:var(--r10);padding:9px;margin-top:8px;
  font-size:.84rem;font-weight:600;color:var(--muted);transition:.15s
}
.fback:hover{border-color:var(--navy);color:var(--navy)}
.fcap{
  display:flex;align-items:center;gap:10px;
  border:1.5px solid var(--border);border-radius:var(--r10);
  padding:10px 14px;background:#fafbff;margin-bottom:13px
}
.fcap input[type=checkbox]{width:18px;height:18px;accent-color:var(--navy);flex-shrink:0}
.fcap label{font-size:.82rem;font-weight:500}
.fdiscl{
  font-size:.63rem;color:var(--muted);text-align:center;
  margin-top:12px;line-height:1.65;padding:8px 6px;
  background:var(--offwhite);border-radius:var(--r6)
}
.fdiscl a{color:var(--navy)}


/* ── TRUST BAR ────────────────────────────────────── */
.trust-bar{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:14px 24px}
.trust-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;gap:18px;flex-wrap:wrap;justify-content:center}
.trust-lbl{font-size:.72rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;white-space:nowrap}
.trust-tag{display:flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--border);border-radius:var(--r6);padding:6px 13px;font-size:.77rem;font-weight:600;color:var(--muted)}
.trust-tag svg{width:13px;height:13px;color:var(--orange)}

/* ── SECTION BASE ─────────────────────────────────── */
.section-label{
  display:inline-flex;align-items:center;gap:7px;
  background:var(--orange-l);color:var(--orange-d);
  font-size:.7rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;
  border-radius:50px;padding:4px 13px;margin-bottom:14px
}
.section-label .dot{width:6px;height:6px;border-radius:50%;background:var(--orange);flex-shrink:0}
.sec-head{text-align:center;max-width:700px;margin:0 auto 52px}
.sec-head h2{font-size:clamp(1.65rem,3vw,2.3rem);color:var(--navy-d);margin-bottom:12px}
.sec-head p{color:var(--muted);font-size:1rem}

/* ── WHAT IS ──────────────────────────────────────── */
.what-sec{padding:80px 24px;background:#fff}
.what-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.what-left h2{font-size:clamp(1.6rem,2.8vw,2.2rem);color:var(--navy-d);margin-bottom:16px}
.what-left p{color:var(--muted);font-size:.97rem;line-height:1.85;margin-bottom:16px}
.what-left p strong{color:var(--text);font-weight:600}
.info-stack{display:flex;flex-direction:column;gap:14px}
.info-item{
  background:var(--offwhite);border:1px solid var(--border);
  border-left:3px solid var(--orange);border-radius:var(--r14);
  padding:18px 20px;display:flex;gap:14px;align-items:flex-start;
  transition:box-shadow .2s,transform .2s
}
.info-item:hover{box-shadow:var(--shadow-md);transform:translateX(4px)}
.ii-icon{
  width:42px;height:42px;border-radius:10px;background:var(--orange-m);
  display:flex;align-items:center;justify-content:center;flex-shrink:0
}
.ii-icon svg{width:21px;height:21px;color:var(--orange)}
.info-item h4{font-size:.94rem;font-weight:700;color:var(--navy-d);margin-bottom:3px}
.info-item p{font-size:.8rem;color:var(--muted);line-height:1.65}

/* ── BENEFITS ─────────────────────────────────────── */
.benefits-sec{padding:80px 24px;background:var(--offwhite)}
.ben-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.ben-card{
  background:#fff;border:1px solid var(--border);border-radius:var(--r14);
  padding:24px 18px;transition:.25s;cursor:default;
  position:relative;overflow:hidden
}
.ben-card::after{
  content:'';position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--orange),var(--navy-l));
  opacity:0;transition:.25s
}
.ben-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.ben-card:hover::after{opacity:1}
.bc-icon{
  width:50px;height:50px;border-radius:12px;
  background:linear-gradient(135deg,var(--surface),var(--border));
  display:flex;align-items:center;justify-content:center;margin-bottom:15px
}
.bc-icon svg{width:24px;height:24px;color:var(--navy-l)}
.ben-card h3{font-size:.94rem;font-weight:700;color:var(--navy-d);margin-bottom:7px}
.ben-card p{font-size:.79rem;color:var(--muted);line-height:1.65}

/* ── HOW IT WORKS ─────────────────────────────────── */
.how-sec{padding:80px 24px;background:#fff}
.how-track{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:12px;position:relative}
.how-track::before{
  content:'';position:absolute;
  top:28px;left:calc(12.5% + 6px);right:calc(12.5% + 6px);
  height:2px;background:linear-gradient(90deg,var(--orange),var(--navy-l));z-index:0
}
.how-step{text-align:center;position:relative;z-index:1;padding:0 6px}
.how-num{
  width:56px;height:56px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 18px;
  font-family:'Sora',sans-serif;font-size:1.2rem;font-weight:800;color:#fff
}
.hn1{background:linear-gradient(135deg,#f47c20,#d9600e);box-shadow:0 6px 20px rgba(244,124,32,.4)}
.hn2{background:linear-gradient(135deg,#1a4fa0,#0d2b6b);box-shadow:0 6px 20px rgba(13,43,107,.3)}
.hn3{background:linear-gradient(135deg,#f47c20,#d9600e);box-shadow:0 6px 20px rgba(244,124,32,.4)}
.hn4{background:linear-gradient(135deg,#1a4fa0,#0d2b6b);box-shadow:0 6px 20px rgba(13,43,107,.3)}
.how-step h3{font-size:.92rem;font-weight:700;color:var(--navy-d);margin-bottom:6px}
.how-step p{font-size:.78rem;color:var(--muted);line-height:1.65}

/* ── ELIGIBILITY ──────────────────────────────────── */
.elig-sec{padding:72px 24px;background:var(--offwhite)}
.elig-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start}
.elig-sub h2{font-size:clamp(1.5rem,2.5vw,2rem);color:var(--navy-d);margin-bottom:12px}
.elig-sub p{color:var(--muted);font-size:.95rem;line-height:1.82;margin-bottom:24px}
.msme-table{background:#fff;border:1px solid var(--border);border-radius:var(--r14);overflow:hidden;box-shadow:var(--shadow-md)}
.mt-head{background:var(--navy-d);padding:16px 20px}
.mt-head h3{color:#fff;font-size:.95rem;font-family:'Sora',sans-serif}
.msme-table table{width:100%;border-collapse:collapse}
.msme-table th{background:var(--surface);padding:9px 16px;text-align:left;font-size:.72rem;font-weight:700;color:var(--navy-d);text-transform:uppercase;letter-spacing:.05em}
.msme-table td{padding:9px 16px;font-size:.81rem;border-bottom:1px solid var(--border);color:var(--text)}
.msme-table tr:last-child td{border-bottom:none}
.msme-table tr:nth-child(even) td{background:var(--offwhite)}
.cat{display:inline-block;padding:2px 8px;border-radius:4px;font-size:.66rem;font-weight:700;letter-spacing:.03em}
.c-micro{background:#e8f5e9;color:#2e7d32}
.c-small{background:#e3f2fd;color:#1565c0}
.c-medium{background:#fff3e0;color:#e65100}
.docs-stack{display:flex;flex-direction:column;gap:11px}
.doc-row{background:#fff;border:1px solid var(--border);border-radius:var(--r10);padding:14px 16px;display:flex;align-items:center;gap:12px}
.doc-ico{width:38px;height:38px;border-radius:9px;background:var(--surface);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.doc-ico svg{width:19px;height:19px;color:var(--navy-l)}
.doc-row strong{display:block;font-size:.85rem;font-weight:700;color:var(--text)}
.doc-row span{font-size:.74rem;color:var(--muted)}

/* ── CERTIFICATE ──────────────────────────────────── */
.cert-sec{padding:80px 24px;background:#fff}
.cert-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 430px;gap:64px;align-items:center}
.cert-left h2{font-size:clamp(1.5rem,2.5vw,2rem);color:var(--navy-d);margin-bottom:14px}
.cert-left p{color:var(--muted);font-size:.97rem;line-height:1.85;margin-bottom:14px}
.cert-left p strong{color:var(--text);font-weight:600}
.cert-feats{display:flex;flex-direction:column;gap:9px;margin-top:20px}
.cfeat{display:flex;align-items:center;gap:10px;font-size:.88rem;color:var(--text)}
.cfeat svg{width:18px;height:18px;color:var(--success);flex-shrink:0}
/* Certificate mockup */
.cert-mock{
  background:linear-gradient(145deg,#e8f0fe,#ddeaff);
  border:2px solid var(--border);border-radius:var(--r20);
  padding:26px;box-shadow:var(--shadow-xl)
}
.cert-card{background:#fff;border-radius:14px;border:1px solid #c0d4f5;box-shadow:0 4px 18px rgba(13,43,107,.12);overflow:hidden}
.cert-stripe{background:linear-gradient(135deg,var(--navy-d) 0%,var(--navy-l) 100%);padding:14px 20px;display:flex;align-items:center;justify-content:space-between}
.cert-stripe-left{font-family:'Sora',sans-serif;font-size:.76rem;font-weight:700;color:#fff}
.cert-stripe-left span{display:block;font-size:.62rem;opacity:.65;font-weight:400;margin-top:1px}
.cert-body{padding:18px 20px}
.cert-title{text-align:center;font-family:'Sora',sans-serif;font-size:.8rem;font-weight:700;color:var(--navy-d);text-transform:uppercase;letter-spacing:.07em;margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--border)}
.crow{display:flex;justify-content:space-between;font-size:.7rem;margin-bottom:8px;gap:8px}
.ck{color:var(--muted);font-weight:600;min-width:108px}
.cv{color:var(--text);font-weight:700;text-align:right}
.cert-num-box{background:var(--surface);border:1px solid var(--border);border-radius:8px;padding:10px 14px;margin-top:12px;display:flex;align-items:center;gap:12px}
.cnb-left{flex:1}
.cn-lbl{font-size:.62rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.cn-val{font-family:'Sora',sans-serif;font-size:.9rem;font-weight:800;color:var(--navy-d);letter-spacing:.1em;margin-top:2px}
.qr-mock{width:44px;height:44px;background:var(--border);border-radius:4px;display:grid;grid-template-columns:repeat(5,7px);grid-template-rows:repeat(5,7px);gap:1px;padding:3px}
.qr-mock span{background:var(--navy-d);border-radius:1px}
.qr-mock .qw{background:transparent}

/* ── REVIEWS ──────────────────────────────────────── */
.rv-text::before{content:open-quote;color:var(--orange);font-size:1.5rem;line-height:0;vertical-align:-.35em;margin-right:2px}
.vbadge svg{width:9px;height:9px}

/* ── FAQ ──────────────────────────────────────────── */
.faq-sec{padding:80px 24px;background:#fff}
.faq-list{max-width:840px;margin:0 auto;display:flex;flex-direction:column;gap:10px}
.faq-item{background:var(--offwhite);border:1px solid var(--border);border-radius:var(--r10);overflow:hidden}
.faq-q{
  padding:16px 20px;font-weight:700;font-size:.91rem;color:var(--text);
  cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px;
  transition:color .15s
}
.faq-q:hover{color:var(--navy)}
.faq-chev{width:20px;height:20px;flex-shrink:0;color:var(--orange);transition:.3s}
.faq-item.open .faq-chev{transform:rotate(180deg)}
.faq-a{font-size:.875rem;color:var(--muted);padding:0 20px;max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s;line-height:1.75}
.faq-item.open .faq-a{max-height:300px;padding:0 20px 16px}

/* ── DISCLAIMER ───────────────────────────────────── */
.disc-bar{
  background:linear-gradient(180deg,#0c1e40 0%,#071a45 100%);
  padding:28px 24px 24px;
  border-top:1px solid rgba(244,124,32,.25);
}
.disc-inner{max-width:1200px;margin:0 auto}
.disc-badges{
  display:flex;gap:10px;flex-wrap:wrap;margin-bottom:22px;
}
.disc-badge{
  display:inline-flex;align-items:center;gap:7px;
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.13);
  border-radius:50px;padding:6px 16px;
  font-size:.72rem;font-weight:700;
  color:rgba(255,255,255,.82);letter-spacing:.02em;
  white-space:nowrap;
}
.disc-badge svg{width:13px;height:13px;color:#f47c20;flex-shrink:0}
.disc-divider{border:none;border-top:1px solid rgba(255,255,255,.09);margin:0 0 22px}
.disc-grid{
  display:grid;grid-template-columns:1fr 2fr;gap:40px;align-items:start;
}
.disc-lead-title{
  font-family:'Sora',sans-serif;font-size:.88rem;font-weight:700;
  color:rgba(255,255,255,.9);margin-bottom:12px;letter-spacing:.02em;
}
.disc-points{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px}
.disc-points li{
  display:flex;align-items:flex-start;gap:8px;
  font-size:.76rem;color:rgba(255,255,255,.55);line-height:1.6;
}
.disc-points li svg{width:13px;height:13px;color:#f47c20;flex-shrink:0;margin-top:2px}
.disc-points li strong{color:rgba(255,255,255,.78);font-weight:700}
.disc-text{
  font-size:.74rem;color:rgba(255,255,255,.38);line-height:1.9;
  border-left:2px solid rgba(244,124,32,.28);padding-left:20px;
}
.disc-text strong{color:rgba(255,255,255,.6)}
.disc-text a{color:rgba(244,124,32,.75);text-decoration:none}
.disc-text a:hover{color:#f47c20}
@media(max-width:768px){
  .disc-grid{grid-template-columns:1fr;gap:22px}
  .disc-badges{gap:8px}
  .disc-badge{font-size:.68rem;padding:5px 12px}
}


/* ── CTA SECTION ──────────────────────────────────── */
.cta-sec{
  background:linear-gradient(140deg,#071a45 0%,#0d2b6b 50%,#163fa3 100%);
  padding:80px 24px;text-align:center;position:relative;overflow:hidden
}
.cta-sec::before{content:'';position:absolute;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(244,124,32,.1) 0%,transparent 70%);top:-150px;right:-80px;pointer-events:none}
.cta-sec h2{font-size:clamp(1.7rem,3vw,2.5rem);color:#fff;margin-bottom:14px}
.cta-sec p{color:rgba(255,255,255,.72);font-size:1.05rem;margin-bottom:32px;max-width:600px;margin-left:auto;margin-right:auto}
.cta-btns{display:flex;justify-content:center;gap:14px;flex-wrap:wrap}

/* ── FOOTER ───────────────────────────────────────── */
footer{background:#071a45;padding:58px 24px 24px}
.ft-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2.2fr 1fr 1fr 1.4fr;gap:42px;margin-bottom:42px}
.ft-brand p{font-size:.79rem;color:rgba(255,255,255,.45);line-height:1.82;margin-top:10px}
.ft-swachh{display:flex;align-items:center;margin-top:14px}
.ft-swachh img{height:34px;width:auto;opacity:.5}
.ft-col .ft-title{font-family:'Sora',sans-serif;font-size:.84rem;font-weight:700;color:#fff;margin-bottom:15px}
.ft-col a{display:block;font-size:.79rem;color:rgba(255,255,255,.45);margin-bottom:8px;transition:color .15s}
.ft-col a:hover{color:var(--orange)}
.ft-contact p{display:flex;align-items:flex-start;gap:8px;font-size:.79rem;color:rgba(255,255,255,.45);margin-bottom:8px;line-height:1.5}
.ft-contact svg{width:14px;height:14px;color:var(--orange);flex-shrink:0;margin-top:2px}
.ft-contact a{color:var(--orange)}
.ft-bottom{max-width:1200px;margin:0 auto;border-top:1px solid rgba(255,255,255,.08);padding-top:20px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.ft-bottom p,.ft-bottom a{font-size:.7rem;color:rgba(255,255,255,.32)}
.ft-bottom a{margin-left:16px;transition:color .15s}
.ft-bottom a:hover{color:var(--orange)}

/* ── FLOAT CTA ────────────────────────────────────── */




  50%{box-shadow:0 12px 40px rgba(12,110,70,.65)}
}

/* ── SUCCESS STATE ────────────────────────────────── */
.form-success{padding:32px 20px;text-align:center}
.form-success svg{width:56px;height:56px;color:var(--success)}
.form-success h3{font-size:1.05rem;font-weight:700;color:var(--success);margin-top:14px}
.form-success p{font-size:.86rem;color:var(--muted);margin-top:8px;line-height:1.65}

/* ── RESPONSIVE ───────────────────────────────────── */
@media(max-width:1060px){
  .hero-grid{grid-template-columns:1fr;max-width:660px}
  .form-card{position:static;max-width:560px;margin:36px auto 0}
  .what-grid,.cert-grid,.elig-grid{grid-template-columns:1fr}
  .ben-grid{grid-template-columns:repeat(2,1fr)}
  .ft-grid{grid-template-columns:1fr 1fr}
  .how-track::before{display:none}
}
@media(max-width:768px){
  .topbar{display:none}
  nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;gap:0;padding:8px;box-shadow:var(--shadow-lg);border-top:1px solid var(--border);z-index:400}
  nav.open{display:flex}
  .nav-link{width:100%;border-radius:var(--r6);padding:10px 14px}
  .hbg-btn{display:flex}
  
  .hero-kpis .kpi-row{grid-template-columns:repeat(2,1fr)}
  .ben-grid{grid-template-columns:1fr 1fr}
  .how-track{grid-template-columns:repeat(2,1fr);gap:28px}
  .rev-grid{grid-template-columns:1fr}
  .ft-grid{grid-template-columns:1fr}
}
@media(max-width:480px){
  .hero-btns,.cta-btns{flex-direction:column;align-items:stretch}
  .hero-btns .btn,.cta-btns .btn{width:100%;text-align:center}
  .kpi-row{grid-template-columns:1fr 1fr}
  .ben-grid{grid-template-columns:1fr}
  .half{grid-template-columns:1fr}
  .msme-table{overflow-x:auto;-webkit-overflow-scrolling:touch}
  .msme-table th,.msme-table td{font-size:.78rem;padding:8px 12px}
}